BEST EVER BARCLAYS FIXED RATES ...

Lowest Ever Fixed Rates Launched

The Woolwich is reducing rates again on a significant number of its fixed and tracker mortgages by up to 0.50 percentage points to enable you to access some of the most competitive deals in the market. At the same time, we are launching two FirstBuy Direct mortgages to support the Governments initiative aimed at helping more first time buyers on to the housing ladder.

These products are being launched on Tuesday, 19 July 2011 and the key changes are:

• Launching our lowest ever 2 year Fixed Rate products.

• A market leading 2 year Fixed rate at 70% LTV, which has been cut by 0.24% to 2.54% and an equivalent version for Loyalty customers at 2.49%.

• Cuts of 0.30% to our 5 year Fixed Rates at 70% LTV which also make them the lowest ever available from Barclays - 3.98% for whole of market and 3.88% for Loyalty customers.

• The majority of the other cuts are on our 80% and 85% products to support customers who have smaller deposits

• The Great Escape, 2 Year Fixed Rate, 85% LTV has been reduced from 4.69% to 4.19%.

• Reducing our 80% LTV, Loyalty, Great Escape and Open Market Lifetime Trackers by 0.19%.

• Launching two new 3 year and 5 year Fixed Rate FirstBuy Direct products for customers who are buying a new-build property through the FirstBuy Direct scheme.

• Increasing the maximum loan size from £1m to £2m on our special 2 year Fixed Rate and Offset products, which also come with our Switch & Save remortgage package.

What are we launching?

Fixed Rates

Remortgage Only.
The Great Escape™
2 Year, 4.19%, £0 fee, 85% LTV, min loan £50k - down by 0.50%.

Remortgage 2 Year Fixed Rates.
(Customers use their own Solicitors and pay all Legal Fees)
2 Year, 4.19%, £0 fee, 85% LTV, min loan £50k, £375 cash back - down by 0.50%.

Loyalty Mortgage.
2 Year, 2.49%, £999 fee, 70% LTV - down by 0.20%.
2 Year, 3.09%, £999 fee, 75% LTV - down by 0.28%.
2 Year, 3.79%, £999 fee, 80% LTV - down by 0.10%.

5 Year, 3.88%, £999 fee, 70% LTV - down by 0.30%.
5 Year, 5.28%, £999 fee, 85% LTV - down by 0.20%.

Core.
Special 2 Year, 2.68%, £1,999 fee, 70% LTV, min loan £250k/max loan £2m - increase in max loan amount by £1m.

2 Year, 2.54%, £999 fee, 70% LTV - down by 0.24%.
2 Year, 3.19%, £999 fee, 75% LTV - down by 0.28%.
2 Year, 3.89%, £999 fee, 80% LTV - down by 0.10%.

3 Year, 3.58%, £499 fee, 70% LTV, min. loan £25k - down by 0.20%.

5 Year, 3.98%, £999 fee, 70% LTV - down by 0.30%.
5 Year, 5.48%, £999 fee, 85% LTV - down by 0.21%.

TRACKERS:

Remortgage Only
The Great Escape™
Lifetime Tracker, BBBR +2.99%, £0 fee, 80% LTV, min. loan £50k - down by 0.19%.

Remortgage Lifetime Trackers.
(Customers use their own Solicitors and pay all Legal Fees)
Lifetime Tracker, BBBR +2.99%, £0 fee, 80% LTV, min loan £50k, £375 cash back - down by 0.19%.

Loyalty Tracker.
2 Year Loyalty Tracker, BBBR +2.59%, £999 fee, 80% LTV, follow on rate BBBR + 2.69 - down by 0.19%.

Core Tracker.
Lifetime Tracker, BBBR +2.69%, £999 fee, 80% LTV - down by 0.19%.

Offset Tracker.
Special Offset Tracker, BBBR+2.29%, £1,499 fee, 70% LTV, min loan £200k/max loan £2m - increase in max loan amount by £1m.

FirstBuy Direct.
3 Year, 4.59%, £299 fee, 75% LTV, min loan £25,000 - NEW.

5 Year, 5.49%, £299 fee, 75% LTV, min loan £25,000 - NEW.

What are we withdrawing?

FIXED RATES:

Remortgage Only.
The Great Escape™
2 Year, 4.69%, £0 fee, 85% LTV, min loan £50k.
Remortgage 2 Year Fixed Rates.
(Customers use their own Solicitors and pay all Legal Fees)
2 Year, 4.69%, £0 fee, 85% LTV, min loan £50k, £375 cash back.

Loyalty Mortgage.
2 Year, 2.69%, £999 fee, 70% LTV.
2 Year, 3.37%, £999 fee, 75% LTV.
2 Year, 3.89%, £999 fee, 80% LTV.

5 Year, 4.18%, £999 fee, 70% LTV.
5 Year, 5.48%, £999 fee, 85% LTV.

Core.
Special 2 Year, 2.68%, £1,999 fee, 70% LTV, min loan £250k/max loan £1m.

2 Year, 2.78%, £999 fee, 70% LTV.
2 Year, 3.47%, £999 fee, 75% LTV.
2 Year, 3.99%, £999 fee, 80% LTV.

3 Year, 3.78%, £499 fee, 70% LTV, min. loan £25k

5 Year, 4.28%, £999 fee, 70% LTV.
5 Year, 5.69%, £999 fee, 85% LTV.

Large Loans.
2 Year, 3.49%, £3,000 fee, 60% LTV, min. loan £1m/max. loan £1.5m.
2 Year, 3.69%, £3,000 fee, 70% LTV, min. loan £1m/max. loan £1.5m.

TRACKERS:

Remortgage Only
The Great Escape™
Lifetime Tracker, BBBR +3.18%, £0 fee, 80% LTV, min. loan £50k.

Remortgage Lifetime Trackers.
(Customers use their own Solicitors and pay all Legal Fees)
Lifetime Tracker, BBBR +3.18%, £0 fee, 80% LTV, min loan £50k, £375 cash back.

Loyalty Tracker.
2 Year Loyalty Tracker, BBBR +2.78%, £999 fee, 80% LTV, follow on rate BBBR + 2.88%.

Core Tracker.
Lifetime Tracker, BBBR +2.88%, £999 fee, 80% LTV.

Offset Tracker.
Special Offset Tracker, BBBR+2.29%, £1,499 fee, 70% LTV, min loan £200k/max loan £1m.

Large Loans.
Offset Tracker, BBBR +2.47%, £5,000 fee, 60% LTV, min. loan £1m/max. loan £1.5m.
Offset Tracker, BBBR +2.99%, £5,000 fee, 70% LTV, min. loan £1m/max. loan £1.5m.


For full details of our new mortgage product range please refer to the new Rate Sheets dated 19 July 2011.

*MAX applications may be submitted up until 9pm Wednesday, 20 July 2011, but no support is available after 5pm.