With the economic situation still not looking too bright it is probably wise to make some plans to try and improve your finances, remember the help of an experienced financial advisors like those at Enable could come in handy, even if you are making some of the following adjustments.
A YouGov survey found that the top 10 financial resolutions for 2012 were:
1. 56 per cent of people are planning to cut back on their spending, particularly women
2. Over a third (37 per cent) are going to save more money each month
3. Similarly, 36 per cent of people hope to reduce their debts
4. A small percentage (19 per cent) are going to look for a better paid job to boost their income
5. For 12 per cent of people, ensuring they have the best insurance cover available is a priority
6. While 12 per cent will be cutting down on insurance costs
7. Just over a tenth of people are keen to shop around for financial providers so they will pay less in charges (11 per cent)
8. And under 10 per cent are going to focus on starting or upping their pension contributions (9 per cent)
9. Eight per cent are going to take more control over investment decisions
10. And 6 per cent will be switching their bank account
Paying off the mortgage, supporting elderly parents financially, moving house and taking out life and income protection insurance all got votes but didn’t quite make the top 10.
IFA’s at Enable are experienced at helping people make more that resolutions.
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