Do you have a will in place?

Far too many people do not have a will in place. As part of your financial planning Enable's Independent IFA’s in Bishop’s Stortford know that where your money is going when you are gone can play a vital part in financial planning and wealth management.  It is estimated that one out of three British people die without a will. Yet if you’re married, have a partner, have children, run a business or own property, a will is a must—for at least these five good reasons:

No one wants their family and loved ones left with nothing in the event of an untimely death. A will gives them one less thing to worry about.

Writing a will can save a your family a lot of money on inheritance tax. By sorting out its worth before you die, you can minimise the charge.

If you own a family business and want to avoid losing it, a will can ensure that the ownership will be passed down to whoever you want. Lack of clarity here can cause huge problems within a family, it’s worth specifying—and, if necessary, splitting—the ownership to avoid any confusion.

One reason people put off writing a will is the thought of the expense. In fact, a will is so important that you really shouldn’t let the cost deter you.

In your will, you can specify where you’d like your funeral to be held, whether you’d like to be buried or cremated and whether you want part of your estate to cover the expenses. Giving your family the peace that they done what you would have wanted.


Despite his enthusiasm for technology and his belief it will fill the advice gap, Matthew feels it will never replace face-to-face advice. He says: “Technology is just a tool. There are all the things it can arguably do to make our job better – but it can’t pick up on the nuances of what people say to you and get behind what’s been said.” Enables IFA’s would agree.

Issued by: Enable Independent Financial Life Planners
25c North Street, Bishops Stortford, Herts CM23 2LD
Telephone: 01279 755950 - Fax: 01279 657339
Enable Independent Financial Life Planners is a trading style of Enable Independent Limited is authorised and regulated by the Financial Conduct Authority.
It is important always to seek independent financial advice before making any decision regarding your finances. If you would like any assistance, please contact us.
NOTHING CONTAINED IN THE ARTICLES SHOULD BE CONSIDERED AS GIVING INDIVIDUAL FINANCIAL ADVICE